CSU Bakersfield SBDCServing Inyo, Kern, and Mono Counties.
Helping Your Business Start, Grow and Succeed
Host and director, Kelly Bearden is joined by Mary Anne Bradfield, Public Information Officer with the U.S. Small Business Administration’s Office of Disaster Recovery and Resilience, Western Field Operations Center. Bradfield provides updates on current disaster declarations in Kern, Inyo and Mono counties, recent changes the SBA made to its disaster lending program, available relief options for businesses and residents for physical damage and economic loss, and how current disasters differ from earlier weather-related declarations. 
Kelly is also be joined by Raquel Jimenez, Business Development Manager for Access Plus Capital. Jimenez provides an update on several of the microlender’s government-backed loans and other programs. 
The webinar begins with Kelly providing updates on the Bakersfield Entrepreneurship Grant Program, the economy, weather-related disaster assistance for businesses from local, state, and federal governments, and capital resources programs. 
This marks the 288th episode of the weekly “Webinar Wednesday” business series that provides news and information helpful to employers and business owners. 
The CSU Bakersfield SBDC provides free one-on-one consulting to help small business owners. New and existing businesses can sign up for assistance by clicking here!
TIMESTAMPS - Link in bold blue below begins when Mary Anne Bradfield with SBA starts to speak
00:00 Intro
00:29 Coming Up on Webinar Wednesday
01:18 What’s up today August 23, 2023
03:10 Poll Question #1: How many businesses that start up are still around for their first year anniversary?
05:23 Poll Question #2: How many businesses at 20 years are going to survive?
07:44 Capital Corridor: Debt ceiling for small businesses – factors that can limit your raising capital
08:36 Entrepreneurship Grant Program – Basic Requirements and Process
09:24 White Wolf Ranger Station in Yosemite National Park
09:52 Kelly introduces today’s speaker: Mary Anne Bradfield, Public Information Officer with the U.S. Small Business Administration’s Office of Disaster Recovery and Resilience, Western Field Operations Center
10:34 Mary Anne begins presentation: SBA’s Disaster Loan Programs
11:30 SBA Disaster Updates – New Program: Rural Disaster Declarations
13:13 SBA Disaster AID Updates – Updated Regulation Highlights starting Aug. 1, 2023
15:11 SBA Disaster Loans for Declaration 17757 vs. 17842 17:39 Eligible Counties & Application Filing Deadline
18:22 SBA Disaster Loans for Rural Disaster Declaration – Inyo County
19:08 Apply Online at the SBA Disaster Assistance Portal
19:29 SBA Office of Disaster Assistance Contacts for the Public
19:49 Role of SBA Partners
22:14 SBAs Disaster Loans Promote Mitigation – project examples
24:02 Disaster Preparedness Resources
25:43 Questions for Mary – Kelly rejoins
28:29 Economic Corner – Our look at the economy for you
28:40 HR Hotline phone number for FREE employer assistance
28:59 Community Calendar: 27th Annual Hispanic Business Conference & Expo – Aug. 30
29:09 Community Calendar: Central Valley Native Economic Summit – Aug. 30
29:17 Bakersfield Foodservice Management Program
29:39 2nd Annual Youth Entrepreneurship Education Summit – Sept. 15
30:02 Business Security Improvements Grant Program
30:26 Kelly introduces today’s speaker: Raquel Jimenez, Business Development Manager for Access Plus Capital
31:31 Raquel begins her presentation: We are a CDFI
32:01 Vision & Mission
32:33 Business Lending – What do lenders look for?
33:48 Lending Hierarchy
34:51 Traditional Lenders
36:07 Guarantee Programs
36:40 Overview of Access Plus Capital
37:44 Our Loans
40:35 Eligible Uses of Funds
41:49 Technical Assistance and Training
43:18 Thank you and contact information
44:14 Kelly rejoins Raquel for discussion, plus Questions and Answers with Attendees
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Funded in part through a Cooperative Agreement with the U.S. Small Business Administration and a Grant with the Governor’s Office of Business and Economic Development. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA or the Governor’s Office of Business and Economic Development. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact the California SBDC closest to you.